Australian Retirement Trust | Superannuation

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We take care of your super. Join {Dict:members-size} Australians who trust us to take care of theirs.

We are Australian Retirement Trust.

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Advice for every stage of life

We can help you choose the type of advice you need. Or explore at your own pace with our calculators and tools.

Get the retirement you want

It's never too early or too late to plan your retirement. We're here to help you every step of the way.

Join us today

Our 2.3 million members
(and their super monsters) come first

Awaken your super with an award-winning fund

Canstar's given us 5 stars for outstanding value retirement products. And we’re rated #1 for customer satisfaction according to Finder.1

canstar-2023-outstanding-value-account-based-pension

9.28% p.a. returns over 10 years

to 30 June 2024

Is your super working hard enough? We've outperformed the industry median over 1, 3, 5, 7, and 10 years.2

Focused on lower fees

Our admin fee is $1.20 per week + 0.10% p.a. and 0.07% p.a. from general reserves (not your account).

Become a member today

With over a century of experience,³ why not join a super fund that works for you, not shareholders.

Join us today

Support when it matters most

Awaken your superannuation, with the right tools and advice for you.

Deals and discounts

Start saving money now with our Member Rewards on brands across Australia.

Claim your rewards

Mobile app

Life’s easier with the Australian Retirement Trust app. Check your balance, switch investments, and more.

Download the app

Financial advice

Making a plan with professional help now can make a big difference to your financial future.

Get advice

Manage your super

Log in to your account to check your transactions and make extra contributions.

Add to your super

Plan a better future

Plan, manage and grow your super balance with the help of our tools and calculators. They're easy to use.

Use our calculators

Need more help

Live chat with us online. Available 8:00am-7:30pm AEST Monday to Friday.

Call or live chat

Latest superannuation news

Could you be getting better super returns?

Super is important to secure your financial future. Your choice of fund and investment options can make a big difference to your returns for a comfortable retirement.

Learn more

Super for sole traders

If you work for yourself, you may be wondering if you have to pay super or not. And if so, how much you should pay.

Learn more

New podcast episodes

Your guide to superannuation, retirement planning, and investing, from those in the know.

Listen to our podcasts

Join a super fund you can trust

Awaken your super today. You'll be joining over 2.3 million members (and their monsters) who trust us to manage their super savings.

Join ART